Featured New Jersey Insurance News  
We all go through a lot of changes in our lives; some big, some small. Whenever our life changes our insurance needs can and usually do change with it. For most, getting married is one of the first major changes that affect our insurance needs. Adjusting from being on your own to... Read More
Winter storms can bring a whole array of exposures to your buildings and operations. Some regions of the country have experienced record-breaking snowfalls in recent years, which in turn has increased the hazard of roof collapse. All properly built roofs need to be built to withstand snow and ice loads. Building codes and roof loads vary across the U.S. and are based on historical data, such as... Read More
Whether your getting engaged or you're already engaged, there's nothing more important than protecting your investment.
It's not the first thing that comes to mind and rightfully so. You are excited, nervous, planning for the right moment... Read More
Are you aware of all the discounts and programs options offered by insurance companies? Part of the value of using an independent insurance agent is ... Read More
December, January and February are the leading months for home fires and fire deaths in the United States. On average, more than one-third of home fire deaths in the United States occur during the winter months. Here are tips to help you... Read More
When a catastrophic event occurs, you no doubt will feel overwhelmed by the loss and the confusion that follows. Advance preparation is your first prescription for getting through the experience. But, now that you have suffered a loss, you will benefit... Read More
Generally, how does my homeowners policy respond to storm damage to my property?
Your homeowners policy covers most losses that may occur to your dwelling and personal property. Commonly, losses resulting from... Read More
My pipes froze and burst, damaging my home. Do I have coverage?
Most homeowners insurance policies, except for the very basic ones, cover damage to the home resulting from broken pipes due to freezing. For example, your insurance company will... Read More
What is business interruption insurance?
As we all witnessed on Sept. 11, 2001, catastrophes can happen suddenly. When the property of a business is destroyed, or access to business property is denied, there follow two potential consequences...Read More
If you are witness or involved in an auto accident, here are things you need to do?
1. STOP immediately, but do not obstruct traffic.
2. ASSIST injured. Have someone call police... Read More
Because of the cold, winter breakdowns can be deadly, especially when traveling in remote areas. Consider carrying... Read More
• First and foremost, if you don’t have to go out, don’t.
• If you must drive during a winter storm, turn on your low beams, which provide better illumination in snow than... Read More
How can I make my car ready each time I drive? Clear your entire vehicle of ice and snow before you drive. This includes all the windows, roof, hood and trunk. Debris that comes off your vehicle while driving... Read More
Is your vehicle ready for Winter driving? Proper maintenence for your automobile is always important, but this is especially true during the winter... Read More
Without adequate insurance, one accident might bring down your business. The fact is, many business owners aren’t adequately protected against a catastrophic claim... Read More
Legislation that requires all automobile passengers in New Jersey to wear a seat belt is now LAW! Under the Law's provions, not wearing a seat belt qualifies as a secondary offense, meaning that in order to be stopped... Read More
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